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Health Insurance
Best Plans

Explore Star Health Insurance Plans

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Senior Citizen
SENIOR CITIZENS RED CARPET HEALTH INSURANCE PLAN

The optimum policy for seniors over 60 years of age with several advantages.

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Family plans
STAR COMPREHENSIVE INSURANCE POLICY

Complete healthcare protection for your entire family on individual and floater basis.

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Top-Up
SUPER SURPLUS INSURANCE POLICY

Surplus protection at affordable pricing.

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Family Health Optima Insurance Plan

Most popular insurance policy with your growing family, on floater basis

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Medi-Classic Insurance Policy(Indv.)

A favorite insurance plan with family package, health benefits and bonus options

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Star Health Gain Insurance Policy

Max benefits at affordable premiums, available for individuals and family.

Star Comprehensive Insurance Policy

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No Capping on room rent

Treatment at Private Single A/c Room

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Care beyond Cover

Disease management programme for healthy life through Wellness. Attractive premium discounts

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Extra cover

Air Ambulance assistance, second medical opinion, Domiciliary hospitalisation, Organ donor expenses, Ayush treatment are covered

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Health Checkup

Cost of Health checkup for every claim free years

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Cover for maternity

Cover for maternity (normal and Caesarean delivery) and new born baby

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Automatic restoration

Automatic restoration by 100% for subsequent hospitalisation even for illness/disease for which claim/s was/were made

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Cover on OPD basis

Dental/Ophthalmic cover on OPD basis

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Personal accident cover

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

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Renewal Benefits

100% Increase in Sum Insured upon a claim free renewal

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Buy Back Pre-existing disease

Reduction in waiting period for Pre existing diseases

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Covers complex medical procedures

Covers medical expenses incurred on Bariatric surgical procedures and its complications.

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Mid term Inclusion

Mid term Inclusion of newly married/wedded spouse and new born baby is permissible on paying additional premium

Benefits

  • Three additional Sum Insured Options namely Rs.15 lacs, Rs.20 lacs and Rs.25 lacs introduced
  • Policy is available for 1 / 2 / 3 year which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof.
  • Policy can be issued both on Individual and Floater Basis
  • Cataract limits revised
  • Outpatient consultation in network hospitals
  • Cost of Health Checkup

Download Brochure

Click here to download for Star Comprehensive Insurance Policy

SENIOR CITIZENS RED CARPET HEALTH INSURANCE PLAN

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Cover till 75 years

For Senior citizens aged between 60 to 75 years.

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No pre-acceptance medical screening

Pre-insurance medical test is not required.

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Covers pre-existing diseases

Covers pre-existing diseases from the second year onwards.

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Flexible policy basis

Get Protected upto 25 Lakhs on Individual and Floater basis

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Medical Consultations

Medical Consultations as an out-patient in a Network Hospital.

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Constant premium

Constant premium with lifetime renewals guaranteed.

Benefits

  • Three additional Sum Insured Options namely Rs.15 lacs, Rs.20 lacs and Rs.25 lacs introduced
  • Policy is available for 1 / 2 / 3 year which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof.
  • Policy can be issued both on Individual and Floater Basis
  • Cataract limits revised
  • Outpatient consultation in network hospitals
  • Cost of Health Checkup

Download Brochure

Click here to download for Senior Citizens Red Carpet Health Insurance Plan

Super Surplus Insurance Policy

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Top-up at affordable premium

A Top up policy providing higher sum insured at a very affordable premium.

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No pre-acceptance medical screening

No pre-acceptance medical screening required.

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Flexible policy basis

This policy can be taken on both Individual and Floater basis.

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Maternity cover

Maternity Expenses covered upto specified limits

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Air ambulance cover

Air Ambulance facility covered up to 10% of the sum insured

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Organ Donor Expenses

Organ Donor Expenses covered

Download Brochure

Click here to download for Super Surplus Insurance Policy

Family Health Optima Insurance Plan

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Affordable Premium

Family floater policy at an affordable premium

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Get Extra Sum Insured

Get extra sum insured (auto recharge) at no extra cost,

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Health Checkup

Health Checkup benefit for every claim free year.

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Automatic Restoration

3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion

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Assisted Reproductive Treatment

Cover for Assisted Reproductive Treatment

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New-born Baby

New-born baby cover from 16th day.

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Donor expenses cover

Donor expenses for organ transplantation.

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Day-care procedures

All day care procedures are covered

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Grace Period

A grace period of 120 days from the date of expiry of the policy is available for renewal.

Download Brochure

Click here to download for Family Health Optima Insurance Plan

Medi-Classic Insurance Policy(Indv.)

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Sum Insured options

Wider Cover with Higher Sum Insured options under Gold Plan

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Super restoration

Super Restoration under gold plan- up to 100% of basic sum insured for same ailment in subsequent hospitalization

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Automatic restoration

Automatic restoration of entire Sum insured by 200%.

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Donor expenses covered

Cover for Organ donor expenses up to sum insured under gold plan

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New-Born Baby

New born baby cover under gold plan

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Day-care procedures

All day-care procedures covered

Download Brochure

Click here to download for Medi-Classic Insurance Policy(Indv.)

Star Health Gain Insurance Policy

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Outpatient and inpatient cover

Health insurance policy that covers both Outpatient expenses & inpatient expenses

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Flexible policy basis

Option to choose premium to be paid with Individual and Floater Sum Insured required

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Flexible premium options

Premium options: Rs.15000/-; Rs.20,000/-; Rs.25,000/-; and Rs.30,000/-( applicable GST extra)

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Flexible sum insured options

Sum Insured options(for inpatient hospitalization): Rs.1 lakh, Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs and Rs.5 lakhs

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Day-care procedures

All day care procedures are covered

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Ambulance charges

Ambulance charges up to Rs.750/- per hospitalization and Rs.1500/- per policy period.

Download Brochure

Click here to download for Star Health Gain Insurance Policy

Diabetes Safe Insurance Policy

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Diabetes Cover

Covers hospitalization expenses for complications of Diabetes, both type 1 and type 2 and other than complications of diabetes

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Flexible Policy Options

Policy can be taken on individual and floater basis

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Flexible options

Two plans are available -Plan A and Plan B

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Plan Details

Plan A – Pre-acceptance medical examination is required for all persons opting for this plan and Plan B - There is no pre-acceptance medical screening

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Out patient expense cover

Out Patient expenses – for Medical consultations, Diagnostic tests, medicine and drugs

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Accident Cover

Compensation for Accidental Death of the chosen insured person

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Automatic restoration

Automatic restoration of entire Sum insured

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Day-care procedures cover

All day care procedures covered

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Waiting Period Benefits

No Waiting Period for Diabetes and its complications under Plan A and 12 months Waiting period under Plan B

Download Brochure

Click here to download for Diabetes Safe Insurance Policy

Star Cardiac Care Insurance Policy

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Cardiac cover

This policy is specially designed for persons who have existing Cardiac diseases

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Flexible cover

Hospitalization expenses for accident and non cardiac treatments also covered

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Out patient cover

Cover for Out Patient Benefit is available

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Accident cover

Personal Accident Death Cover at no additional cost

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Silver plan

Surgical and Interventional management is covered under Silver plan

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Gold plan

In addition to all the above benefits Gold plan also covers Medical Management for Cardiac Treatments

Download Brochure

Click here to download for Star Cardiac Care Insurance Policy

Star Cancer Care Gold (Pilot Product)

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Cancer cover

First ever health insurance product for persons diagnosed with Cancer.

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First ever Pilot Product

First ever Pilot product in Health Insurance industry- A limited period offer

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Entry age

Entry Age: 5 months to 65 years with Sum Insured Rs.3 lakhs & Rs.5 lakhs

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Lump Sum Cover

Lump sum cover of 50% of Sum Insured - for recurrence, metastasis, and/or a second malignancy unrelated to first cancer.

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Cover for accidents and other illness

Regular indemnity health cover for accidents & illness other than Cancer.

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No pre acceptance medical screening

No pre acceptance medical tests

Download Brochure

Click here to download for Star Cancer Care Gold (Pilot Product)

Star Care Micro Insurance Policy

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Flexible policy basis

Policy is available on Individual and Floater basis in Tier I and Tier II places.

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Pre & Post hospitalization cover

Cover for pre-hospitalization and post hospitalization.

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Hospital Cash Benefits

Hospital Cash benefit covered,if treatment taken in Government hospital

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Lifelong Renewals

Lifelong Renewals guaranteed

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Day-care procedure cover

Cover for over 400 day care procedures.

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No pre acceptance medical screening

No pre acceptance medical screening

Download Brochure

Click here to download for Star Care Micro Insurance Policy

Star Criticare Plus Insurance Policy

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Critical illness cover

Cover for 9 specified critical illness.

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Lump sum payment

Lump sum payment on diagnosis of critical illness.

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Hospitalization Cover

Also covers regular hospitalization.

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Non-allopathic treatment cover

Cover for non-allopathic treatment up to specified limit

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Cover until policy expiry

On payment of lumpsum, the cover will continue until expiry of the policy for regular hospitalization.

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Lifelong Renewals

Lifelong Renewals guaranteed

Download Brochure

Click here to download for Star Criticare Plus Insurance Policy

Star Family Delite Insurance Policy

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Affordable Policy for Family

Affordable health insurance policy for the family.

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Floater basis

Sum insured on Floater basis.

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Ambulance Charges

Ambulance charges for emergency hospitalization

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Day-care procedures cover

Cover for specified day care procedures.

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Lifelong Renewals

Lifelong Renewals guaranteed

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Pre & post hospitalization cover

Cover for pre-hospitalization and post hospitalization.

Download Brochure

Click here to download for Star Family Delite Insurance Policy

Star Special Care

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Autism cover

This policy specially designed to provide medical insurance cover for children diagnosed with Autism disorder

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Entry age

Entry Age between 3 and 25 years

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Indemnity cover

Regular indemnity health cover

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No pre acceptance medical screening

No pre acceptance medical test

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Day-care procedures cover

All day care procedures are covered

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Specialized covers

Behavioral Therapy, Physiotherapy, Occupational Therapy and Speech Therapy covered under OPD

Download Brochure

Click here to download for Star Special Care

Star Micro Rural and Farmers Care

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Rural Hospitalisation Cover

Hospitalisation cover for rural population

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Policy Type

Policy Type : Individual and Floater

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Sum Insured Options

Sum Insured Options : Rs.1,00,000/- (For Individual) and Rs.2,00,000/- (For Floater)

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Policy Term

Policy Term : One year

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Day-care procedures

All day care procedures are covered under this policy

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No pre-acceptance medical screening

No Pre acceptance Medical Screening

Download Brochure

Click here to download for Star Micro Rural and Farmers Care

Star Hospital Cash Insurance Policy

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Lumpsum benefit for Hospitalization

Health insurance policy that provides lumpsum benefit for the period of hospitalization.

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Plans offered

Plans offered : Basic Plan / Enhanced Plan

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Sum Insured & Policy Term

Sum Insured Type : Individual and Floater Policy term: One year / Two year / Three year

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Day-care procedures

10 Day care covered. Day care treatments can be availed for five times in a policy year.

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Hospital Cash Amount ( Per Day)

Basic Plan - 1000/,2000/ & 3000/-
Enhanced Plan - 3000/, 4000/ & 5000/-

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Number of Hospital Cash Days

Basic Plan-30 days/ 60 days / 90 days / 120 days / 180 days
Enhanced Plan-90 days / 120 days / 180 days

Download Brochure

Click here to download for Star Hospital Cash Insurance Policy

Star Outpatient Care Insurance Policy

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Plan Type

Silver Plan,Gold Plan and Platinum Plan

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Sum Insured Type

Individual and Floater Basis

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Policy Term

One year

Download Brochure

Click here to download for Star Outpatient Care Insurance Policy

Young Star Insurance Policy

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Plan Options

Silver and Gold

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No Capping on room rent

Treatment at Single Private A/C room

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Special Features for Gold Plan

Delivery Expenses and Hospital cash Benefit

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Mid term Inclusion

Mid term Inclusion of newly married/wedded spouse and new born baby is permissible on paying additional premium

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Wellness Programme

Discount in the renewal premium for healthy life style through wellness activity

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Loyalty Discount

10% discount at the time of renewal after 40 years of age

Download Brochure

Click here to download for Young Star Insurance Policy

Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy (Pilot Product)

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Claim Payment

100% Lump-sum Cover

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Pre-acceptance medical screening

No pre-acceptance medical screening

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Waiting Period

Only 16 days

Download Brochure

Click here to download for Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy (Pilot Product)

Arogya Sanjeevani Policy, Star Health

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Affordable Policy

Highly beneficial and affordable health insurance policy

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Flexible Policy

Policy can be taken on Individual and Floater basis

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Policy Term

One year

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Day Care Procedures

All Day care Procedures covered

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Ayush Cover

AYUSH Treatment covered

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Modern Treatment Cover

Modern Treatments are covered – Upto 50% of the Sum Insured.

Download Brochure

Click here to download for Arogya-Sanjeevani-Policy

Get in Touch for a free Financial Planning

Why Star Health Insurance ?

Star Health has excellent products to cater everybody, be it individuals, families or corporates. We work directly as well as through various channels like agents, brokers, online etc., Star Health is also prominently into Bancassurance having long standing relationship with various Banks.

As India`s preferred Health Insurance Specialist, offering Innovative products. We have raised the benchmark of the health insurance sector with our best in class services supported by a 24x7 multilingual call center and dedicated claims assistance.

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